@IOB LOAN IOB launches digital loan initiatives to get in-principal sanction on loan application submitted online in no time.

@IOB LOAN IOB launches digital channels i.e. SMSs, Missed Call, IVRS etc. for ease in applying for retail loans from anywhere at any time.

@IOB LOAN IOB offers waiver of processing fee to defence personals on availing home loans, vehicle loans and credit cards.

@IOB LOAN IOB offers roll over facility to special category borrowers to avail fresh clean loan.

@IOB EDUCATION LOAN IOB offers easy education loans at discounted rate of interest for student taking admissions at premier institutions under Vidya Shresth Education Loan scheme.

@IOB INSURANCE IOB offers Suraksha scheme for personal accidental death insurance cover for Rs. 5 Lakhs and Rs. 10 lakhs.

@IOB HEALTH INSURANCE IOB extends best Health insurance products at very competitive premium amount covering age group of 18-65 years.

@IOB SCHEMES IOB Trendy Schemes has been launched for young generation customers with attractive features.

@IOB INSURANCE Avail PMJJBY, PMSBY, Atal Pension Yojana, Sukanya Samridhi Scheme, NPS, Senior Citizen Savings Scheme and various other government scheme by visiting any Branch of IOB.

@IOB DEMAT ACCOUNT IOB offers Insta Demat Account Facility through Net banking and subscribe for all IPOs in one click.

@IOB DEMAT ACCOUNT IOB Offers Trading account in association with two stock brokers SMC global Securities Ltd (SMC). And Emkay Global Financial Ltd (EMKAY).

@IOB DEMAT ACCOUNT Through them we offer a fast, easy, transparent and hassle free way of investing /trading in secondary market through NSC and BSE (online trading account).

@IOB DEMAT ACCOUNT IOB offers 3 in Account comprises of 1. IOB savings account .IOB Demat account . Online trading Account (SMC and EMKAY).

@IOB DEMAT ACCOUNT For knowledge series : log on www.smcindiaonline.com – www.emkayglobal.com

@Senior Citizen Savings Scheme (SCSS) A very good scheme for those getting retired.
Eligibility:a) Senior Citizen above 60 yrs. b) VRS optee between 55 and 60 yrs. c) Retired personnel of Defence Services (excluding Civilian Defence Employees) on attaining 50 years.
Max Deposit Amount: Rs.15.00 lacs.
Tenure: 5 years, can be stretched to another 3 years.
Multiple Accounts permitted either individually or jointly(must be spouse of the primary investor)
Non Resident Indians and HUF not eligible.
Qualifies for Income Tax rebate under section 80C of Income Tax Act.
Yields high interest @ 7.40% presently.

@Sukanya Samridhi Yojna (SSY) Special Scheme for girl child from birth till she attains 10 years of age.
Operated by natural or legal guardian.
A depositor open the account for two girl children only.
Deposit per year: Min: Rs.250 Max Rs.1.50 lacs
Present interest rate is 7.60%.
Qualifies for rebate under section 80 (C) of IT Act.

Public Provident Fund (PPF) Only one account can be opened in the name of a person.
Individual can open account on his behalf or on behalf of minor of whom he is the guardian.
Non Resident Indians and HUF: not eligible.
Minimum deposits in a year is Rs. 500/-and maximum is Rs. 1,50,000/-
Loan is admissible from the third year and up to 5th year.
Withdrawal permissible from 6th financial year.
Account can be closed in the 16th financial year or it can also be continued with or without subscription, for further blocks of 5 years.
Qualifies for Income Tax rebate under section 80C of Income Tax Act.
Exempted from wealth tax. Interest is completely tax free
Present interest rate is 7.10%.