New Features

1. Self Registration
On registration for Internet Banking, Individual/Retail Customers(having mode of operation - Self Operated, EorS only) will be provided with option to activate Internet Banking through debit card validation(Self Activation) or through Branch.

2. Debit Card Activation
Facility to IOB Debit cardholders(Individual/Retail customers) to activate newly issued ATM debit card through NetBanking channel. Menu is available under IOB Cards-->IOB Debit Card-->Activate New Debit Card

3. Debit Card Green PIN generation
Individual/Retail Customers can generate Green Pin using the menu available in Internet Banking under IOB Cards-->IOB Debit Card Pin-->Set Green Pin

4. Temporary daily transaction limit
Customers can request their account maintaining branch to assign temporary limit. Temporary limit can be assigned for maximum of 30 days. After expiry of temporary limit period, old limit will be reassigned.

5. Per transaction limit
Non Individual/Corporate Customers can request their account maintaining branch to assign seperate per transaction limit. Per transaction limit can be assigned within overal daily limit.

6. OTP over Email facility for Resident Individual/Retail Customers
Individual/Retail Customers who are going abroad for a shorter period can enable Email OTP for a limited period by contacting their Branches. Customer can disable this facility either by himself/herself using menu provided under "Edit Profile" tab or can request respectve account maintaining branch for deactivation of the same.

7. IPO - Profile Registration
Customers are given option for profile registration under IPO-->Profile Registration.

8. Internet Banking facility for Minors
All minor accounts are eligible to register for Internet Banking only with view facility.

9. Standing Instruction facility
Customers can use Standing Instruction facility for IOB to IOB and Other Bank NEFT transactions.

10. Addition of Nomination
Customers are given option to add nomination under Accounts-->Nomination-->Add Nomination.

11.New Payment Aggregator-SBIepay
SBIepay is now available as a new payment aggregator for Internet Banking. Please visit www.iob.in for the list of merchants enabled in IOB for SBIepay.

12.Open PPF Account
Customers can now open PPF accounts under Accounts --> Schemes Under Government Business --> Open PPF Account.

13.UPI PAYNOW India-Singapore
Customers can now opt for outward remittance to Singapore under Remittances --> Remittance To Singapore --> Fund Transfer.

14.Demand Loan Against Deposit
Customers can now avail demand loans against IOB deposits under Instant Loans --> Loan Against Deposits.